Why is power of compounding powerful? Simply because this strategy allows the interest earned to also earn interest leading to a growth in the value of investment. Using this strategy, the investments works hard for you. Therefore, it is a powerful tool used in the world of investments, which helps achieve your future goals.

Now it’s not uncommon to have questions in your mind regarding where should you invest? How do you start? How much should you invest? The answer is simple, start your investments in mutual funds.

With each succeeding year, the returns will get added to the principal. Power of compounding is nothing but exponential growth for your corpus. Example for the Power of compounding : if you had invested Rs 1 lakh in 2010 investment growing at an assumed rate of 10% annually compounded, after 11 years in 2021, the investment corpus was Rs 19.28 lakhs( Returns are net of total expenses and are calculated on the basis of Compounded Annualized Growth Rate (CAGR).The above example is to explain the concept of power of compounding and is given for illustration and explanatory purposes only

Make the best use of this tool – the power of compounding in three 3 easy ways

Start early – Longer the investment horizon, the better as mentioned earlier, your investment and corpus size keeps growing with the help of power of compounding. SIP mutual funds are a convenient way to use this power of compounding. The key is to start investing early and stay invested for a longer tenure to leverage the power of compounding. This will help you to gather a retirement corpus.
Choose wisely – Seek optimum return on investment Ensure to choose your mutual funds wisely before making an investment. You can also use the power of compounding calculator to understand your desired objectives. If you invest in any Equity or debt mutual fund schemes, you can benefit from the power of compounding. Mutual fund schemes and objectives have various categories and goals. Accordingly corroborate the target and required corpus.
Invest judiciously and regularly It is evident that if you invest a higher amount, you potentially to have a larger sum of investments at the end of your time horizon subject to market risk. However, the sentiments are different because investments are sometimes random and unplanned. So, the investment size does not grow. This can be changed by investing timely and regularly. Therefore, the Power of compounding can be utilized and optimized with the factor of regular and disciplined investing. Thus, it is essential to invest in mutual funds systematically.
In a nutshell, long-term investment strategy is best utilized with the power of compounding in SIP. The Power of compounding is a useful and powerful tool that is also subject to market risk and conditions. Investors may seek the help of an investment advisor and gather maximum knowledge before investing.

Dyspepsia or indigestion is a common health issue reported in healthcare centers. Symptoms shown as a result of indigestion problems vary from one person to another. Bloating, nausea and burning sensation are some among the common symptoms shown as a result of indigestion problems. At times, certain herbal remedies are found to be very effective to treat indigestion problems. Let’s see here how to treat digestive disorders and how to prevent acidity.

Coriander is one among the effective remedies to treat burning sensation in stomach. To get effective result, you can make use of coriander seeds with butter milk and water. If you are in search of a natural remedy to treat indigestion issues, feel free to make use of coriander seeds as per the requirement.

Fennel seed is another natural cure for treating health issues like indigestion. It reduces nausea and flatulence trouble naturally. For maximum health advantage, feel free to intake half a teaspoon full of fennel seed powder with water daily. Do you like to include black pepper in food items you eat? It is another natural cure to treat indigestion problems.

Let’s see how black pepper functions now. As per studies, black pepper is found to be very effective to increase the flow of gastric juice in body. If possible, include black pepper along with dried mint leaves, ginger powder and coriander leaves daily in diet schedule. Clove is another natural cure for indigestion problems. Today, clove is a common ingredient added for the preparation of many herbal products that we consume.

Increasing gut motility is a main feature of clove. Apart from increasing gut motility, cloves are also found to be very useful to improve the gastrointestinal secretion in body. At present, you can also get clove oil from stores. You can either use pieces of clove or clove oil to treat indigestion problems.

Apple cider vinegar is yet another natural cure to treat indigestion problems. You can intake apple cider vinegar with water and honey. For effective result, try to intake apple cider vinegar with water and honey thrice per day. Do you like to drink buttermilk? Including buttermilk in daily diet is a natural way to alleviate the risk of indigestion problems. To make buttermilk tastier, add some coriander leaves and curry leaves with butter milk that you drink.

Drinking water added with baking soda in empty stomach is another natural way to get relief from indigestion complaints. Similar to water added with baking soda, you can also make use of herbal teas like green tea to get rid of indigestion troubles. Chamomile, lavender and lemon balm are some among the common green tea flavors available in market. Hence try to make use of green tea at least twice per day.

Today, you can find many herbal products in online market that boast off cure from health issues like indigestion. Herbozyme capsule is one among the best sold products in online market that can cure indigestion troubles. It is 100% herbal in composition. Also, all the ingredients used for the preparation of Herbozyme are checked and verified by health experts from concerned department.

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Retirement- 16 times, Goal – 5 times, SIP- 5 Times, Asset Allocation – 4 times, inflation: 1 time,

Saving & investing for your retirement is essential while you are in that nascent stage of your career. However, people end up making small mistakes that later amplify their losses or their realized gains.

Most of the time, people don’t realize the importance of saving & investing. They push it back and worry about their retirement kitty for later. However, the sorry news is that this is, quite honestly, not the right approach. Here are 5 mistakes one should avoid while saving up for their golden years.

Mistake 1: Improper Plan/Calculations for Your Retirement Dream You must start estimating your retirement corpus requirement with a Retirement Calculator. Start by sharing your future plans with your spouse by asking each other how much of the present income is required to maintain a comfortable life during retirement? Are there any plans to see the world? Figure out your costs. Calculate your current expenses and find out the future value of your expenses by the time you retire, assuming a realistic rate of inflation. Once you know your answer, use the Retirement Calculator to serve a rough guide as to what this figure can be.

Mistake 2: Not Increasing Your Investments through SIPs A Systematic Investment Plan (SIP) could be your first step to happy retirement life. SIP is one of the preferred ways of investing in a mutual fund. In an SIP, you can invest every month with a minimum amount of Rs. 500. An SIP makes you a disciplined investor. It also helps you achieve your goal of retirement planning. Let’s say you save 5% of your income, for instance, Rs. 2,083/- a month on a yearly income of Rs. 5,00,000 Gradually increase that amount to 10-12% every year. The additional increase will substantially add to the future value of your corpus.

Mistake 3: Starting late & losing on Compounding

The tool that you need to grow your investment over time is the power of compounding. In simpler words, it is earning returns which gets reinvested – a snowball effect that could effectively increase your savings much more over time. Thus, the sooner you start saving, you get more time on your hands, thereby letting compounding work for you in the long run.

Thus achieve your financial goal of saving up for retirement by investing as soon as possible. consult your financial advisor before making any investment-related decisions.

Mistake 4: Improper Asset Allocation

Asset allocation is based on the premise that the different asset classes have varying performance cycles.,.

A good asset allocation plan develops an investment portfolio that will help you reach your financial objectives with minimal amount of risk. However, if you are young and not investing in equity, you are missing out on gains that equities have to offer. A portfolio heavily tilted towards debt at a young age might keep your principal at lesser risk, but it will fail to generate more significant returns. Similarly, if one ends up investing heavily into equities when they are reaching a senior age, they are risking their capital. – a move that could prove disastrous.

So a prudent asset allocation is always advised based on one’s risk-taking capacities.

Mistake 5: Not having a Plan at all

It may sound funny, but if we open our eyes, we will notice that saving habits among youngsters are at an all-time low. Many fancy that they will end up running some successful business that will generate enough cash flow to meet their needs. But pandemic has taught us that some of the most reliable ideas have miserably failed and have bought people to poverty. So it’s not just wise but equally important to have a retirement plan for ourselves no matter how we are faring in our lives.